LIVE WORLDWIDE · ONE PLATFORM, EVERY REGION

A tap in Tokyo 🇯🇵
A card from London 🇬🇧
Approved in 35ms

Rigid authorizes at the edge nearest the tap — not the issuer. Issuer processing, AI fraud, real-time ledger and KYC in one platform, fast for every cardholder everywhere.

Book a demo Start in sandbox

PCI DSS L1
SOC 2 TYPE II
SAML & OIDC
99.999% SLA

Live activitystreaming

✓Tap in Tokyo 🇯🇵 · UK cardapproved · edge ap-northeast · 22ms

✕Cloned card blockedfraud AI 0.91 · declined in 11ms

IDKYC verified in Tokyo 🇯🇵doc + liveness · tier 1 · 2.8s

⇄FX GBP→SGD · Tokyo 🇯🇵@ 1.0000 · settled at edge

London 🇬🇧 · 29msSingapore 🇸🇬 · 33msNYC 🇺🇸 · 27msNairobi 🇰🇪 · 47ms

NEOBANK ONEBIN SPONSORBaaSNORDPAYEMBER CREDITSILTPAYLOOMVERTEX BANK

THE PLATFORM

One platform.
The whole issuing stack.

Everything a card programme needs — built together, not bolted on. No vendor patchwork, no reconciliation gaps, no waiting on a processor's roadmap.

Fraud AI

Adaptive models score every authorization in-line — fraud, money laundering, stolen cards, first-party abuse — and decline in 12ms without touching good traffic.

risk 0.03 · pass→

Real-time ledger

Double-entry, always balanced, queryable to the cent — the moment an auth clears.

dr · cr · balance ✓ 0.00→

KYC & onboarding

Document, liveness and sanctions checks built in — verified cardholders in minutes, in any market.

doc · liveness · sanctions→

Transaction monitoring

Every event, one stream — filter, alert, replay and export across all programmes and regions.

stream · alert · replay→

Programme management

For BIN Sponsors running multiple customers — manage every programme natively from one dashboard and API. New BIN, new market, zero migration.

nomad ⇄ cobalt · 0 reissued→

Workspaces & SSO

Isolated workspaces per team, environment and programme — with SAML & OIDC, roles and full audit trails.

saml · oidc · scim · audit→

Multicurrency by default

Issue, hold and settle in any currency out of the box — authorize cross-currency with FX applied at the edge.

150+ ccy · fx at edge→

Just-in-time authorization

Intercept every authorization in real time — approve, decline or fund on the fly. Real-time funding: your core is part of the decision.

real-time · fund on auth→

HOW IT WORKS

From tap to balanced books
in under 100ms.

Card is tapped

Anywhere on Earth — POS, e-com, ATM. The network routes to Rigid.

Edge authorization

The region nearest the tap answers — 41ms P99, wherever the card was issued.

Fraud AI decides in-line

Every auth scored in 12ms — approve, decline, or step up to 3DS.

Ledger + webhook

Double-entry posted, balances updated, your systems notified — instantly.

FOR DEVELOPERS

Sandbox in seconds.
Production in weeks.

One clean API for cards, controls, ledger and KYC. Typed SDKs, deterministic webhooks, instant test networks that simulate the real card rails.

Read the docs Get API keys

issue_card.tsts

const card = await rigid.cards.issue({
  holder: "usr_8k2m",
  programme: "corporate_eur",
  controls: {
    mcc_allow: ["travel", "saas"],
    fraud_ai: "adaptive",
  },
});
// → issued in 180ms, ledger account created

$ npm install @rigid/sdk✓ 201 · 180ms · sandbox

41ms

Global P99 authorization

$4.2B

Processed annually

0.02%

Fraud loss rate

99.999%

Uptime SLA

CUSTOMERS

Teams that switched,
and stayed.

“We moved 1.4M cards off our legacy processor in one quarter. Auth latency dropped 68% overnight — our support tickets about declined taps abroad basically vanished.”

MKMaya KesslerCTO · Neobank One

“The ledger is the product. Our finance team closes the books daily instead of monthly, and reconciliation went from a two-person job to a query.”

JOJonas OkaforVP Finance · FinTech One

“Fraud AI paid for the platform in month two. We cut fraud losses 91% without adding a single manual review step.”

ASAline SouzaHead of Risk · Karta

PRICING

Simple, per-user economics.

Full pricing →

Launch

Free in sandbox

Full platform, simulated rails, unlimited test cards. Go live when you're ready.

Start building

ScaleMost popular

$1 / active user / mo

Everything included — fraud AI, ledger, KYC, all regions. One simple price at any scale.

See volume tiers

Enterprise

Custom

Custom pricing, dedicated infrastructure, custom SLAs and legacy-processor migration.

Talk to sales

SECURITY & COMPLIANCE

Bank-grade by default.
Audited continuously.

Visit the trust center →

Encryption at rest and in flight, hardware-backed key management, regional data residency, and a compliance programme your auditors will actually enjoy.

PCI DSS

Level 1

SOC 2

Type II

ISO 27001

Certified

GDPR

Compliant

SAML / OIDC

SSO + SCIM