A branded card in weeks, with onboarding your compliance team runs
Virtual cards tokenized to Apple Pay and Google Pay on day one, KYC flows configured per programme, Fraud AI on every tap, and disposable cards for subscriptions and privacy.
THE PLATFORM
The whole issuer-processing stack.
Built together.
Card issuing, authorization, fraud, ledger, KYC and programme management on one platform with one data model. When the pieces are built together, nothing falls between them, and nothing needs reconciling.
Corporate
4770 ···· ···· 7703
Flux Pay Ltd02/30
Virtual
Rigid
5312 ···· ···· 4921
Ember Credit09/29
✓Issued in 240msvirtual · Visa & Mastercard
01 · ISSUER PROCESSING
Cards in every programme, live in minutes
Virtual Visa and Mastercard cards on debit, prepaid and credit account ranges, tokenized to Apple Pay and Google Pay at issue time. Spend controls per card, per programme and per merchant category, enforced at authorization, not reported afterwards.
- VISA
- MASTERCARD
- APPLE PAY
- GOOGLE PAY
- EMV 3-D SECURE
- 150+ CURRENCIES
cards.issue · virtual240ms
tokenize · apple_payPROVISIONED
controls.set · mcc_allowENFORCED
velocity.limit · dailyENFORCED
card.state · frozenDECLINED AT AUTH
02 · PROGRAMME MANAGEMENT
Manage many programmes from one platform
Programmes are native objects, not contracts with a processor. Run many client programmes at once, launch a new card product or enter a new market: configuration, never a reissuing project.
Organisations keep teams and programmes isolated, with SAML and OIDC SSO, scoped roles and a tamper-evident audit trail across all of them.
prog_Aprog_B
✓ 3 programmes · 1 console · 0 reissued
03 · KYC & ONBOARDING
Verified cardholders in minutes, any market
Document, chip, liveness, face match and sanctions checks, configured per programme as a flow and tiered by risk. Pass KYC, get a card, in one motion.
✓ document · passport NL2.4s
✓ chip · passive authentication0.6s
✓ liveness + face match3.1s
✓ sanctions + PEP · clear0.4s
✓ KYB · registry + UBO · verified6.2s
ch_8k2m · kyc_complete→ cards.issue
04 · TRANSACTION TIMELINE
Every transaction, one timeline
Authorizations, clearings, holds, reversals, ledger entries and KYC events on one timeline per card and per programme, across every region. Open the decision trace behind any authorization, filter by state, export everything.
AUTH · São Paulo 🇧🇷R$212.00 · 58ms
FX · GBP→SGD@ 1.7104
BLOCK · card testingAI 0.97 · 18ms
SETTLEMENT · USDC52,141.38 · matched
WHO BUILDS ON IT
Who Issuer processing is for, and what they get.
The same platform, used differently by different teams. Each card names the segment, the outcome, and the products that carry it.
Many client programmes, one console, one API
Each programme is a native object with its own rules, ledger and flows. Launch a new card product or a new market as configuration, and see every programme's books in one trial balance.
Credit and prepaid on the same rails, with SCA handled
Debit, prepaid and credit account ranges on Visa and Mastercard, 3-D Secure with exemptions applied per market, and Fraud AI that sees the whole programme, not one card at a time.
Instant payouts and buyer-of-record cards, embedded in your product
Pay gig workers, claimants and sellers onto virtual cards pushed to their wallets, buy from third-party merchants with a per-order single-use card, and offer cards to your own customers under your brand.
See the whole stack in one call.
A live walkthrough with an engineer: your use case, your volumes.